Serving Murfreesboro, Smyrna, La Vergne & all of Rutherford County, TennesseeServing all of Rutherford County, TN
Storm shelf cloud rolling over green Middle Tennessee farmland – storm shelters for Murfreesboro, TN homes

Murfreesboro & Rutherford County, Tennessee

Storm Shelters in Murfreesboro, TN

Most Middle Tennessee homes have no basement and no truly safe room. We connect Rutherford County families with independent local installers of tested storm shelters and tornado safe rooms.

  • Shelters tested to FEMA P-361 and ICC 500 for tornadoes
  • Options that work on Rutherford County limestone
  • Above-ground, garage floor and in-ground shelters

Get a storm shelter quote

Tell us about your home and an independent Rutherford County shelter installer will be in touch.

Shelter options

A tested shelter for every kind of home

Most homes here sit on slabs or crawl spaces, so the right shelter is usually in the garage or right inside the house.

  • Illustration of an above-ground tornado safe room anchored to a slab in a Murfreesboro garage VentsMulti-pointlocking doorAnchored to aslab that meets spec

    Above-ground safe rooms

    No stairs, no digging into rock. A popular choice for slab homes.

  • Garage floor storm shelter that survived an EF5 tornado, a type installed in Rutherford County garages

    Garage floor shelters

    Set into the garage slab where rock allows. Park over it.

  • Partially underground safe room, one of the in-ground storm shelter options near Murfreesboro

    In-ground shelters

    Buried in the yard on lots with enough soil above the limestone.

Rutherford County Courthouse on the public square in Murfreesboro, Tennessee
The Rutherford County Courthouse on the Murfreesboro square.

Rutherford County

Our neighbors remember 2009

On Good Friday, April 10, 2009, an EF4 tornado crossed Rutherford County from near Eagleville, through Murfreesboro and across Stones River National Battlefield. From the square to Blackman, Smyrna and Rockvale, the county has grown fast since then, and most new homes are built on slabs without a basement.

We take requests from Murfreesboro, Smyrna, La Vergne, Rockvale, Christiana, Lascassas and Eagleville. See all service areas.

How it works

Four simple steps

  1. Tell us about your home

    Slab or crawl space, garage size and who needs to fit.

  2. Hear from a local installer

    One independent installer who works in your part of the county.

  3. Review a written quote

    Ask for the FEMA P-361 / ICC 500 test report and the anchoring plan.

  4. Install and register

    Often done in a day. Register it with Rutherford County EMA.

Family at home in Murfreesboro, safe with a tested storm shelter nearby

Peace of mind

Close to where your family sleeps

Middle Tennessee tornadoes often come after dark and can be hidden by rain and hills. A safe room in the garage or a closet means a few steps, not a run across the yard, when the weather radio goes off at 2 a.m.

FEMA P-361 safe rooms are designed for near-absolute protection: walls, door and anchors tested together. Above-ground safe rooms

Tornadoes are part of life in Rutherford County

Home swept off its foundation in Murfreesboro by the April 10, 2009 EF4 tornado
Murfreesboro after the April 10, 2009 EF4. (Photo: NWS Nashville)

Many people here remember Good Friday, April 10, 2009. According to the National Weather Service, an EF4 tornado touched down just north of Eagleville in southwestern Rutherford County and tracked about 23 miles through the Murfreesboro area, with peak winds estimated around 170 mph. Two people died and 58 were injured. Rutherford County Emergency Management counted 845 buildings damaged, 117 of them destroyed.

Middle Tennessee is part of the region forecasters often call Dixie Alley. Tornadoes here can come at night, can be hidden by rain and hills, and aren't limited to spring. Late fall and winter storms happen too. That combination gives families less warning and less time to act.

Most homes in the area are built on slabs or crawl spaces rather than basements. The usual advice is to go to an interior room on the lowest floor, away from windows. That helps, but ordinary framed walls are not designed to stop flying debris in a strong tornado. A tested storm shelter or safe room is.

What makes a shelter "tested"

Two documents define how strong a tornado shelter needs to be:

  • ICC 500, the ICC/NSSA Standard for the Design and Construction of Storm Shelters, referenced by building codes.
  • FEMA P-361, FEMA's safe room guidance, which builds on ICC 500 with some stricter criteria. FEMA's homeowner guide, FEMA P-320: Taking Shelter from the Storm, applies it to homes.

For tornadoes, FEMA P-361 safe rooms are designed for 250 mph winds, and the walls, roof and door must stop a 15-pound 2x4 board hitting at 100 mph. That's far beyond what a normal house can take. When you shop, ask for the test documentation for the specific model, including the door and its hardware. The National Storm Shelter Association (NSSA) verifies manufacturers that meet ICC 500.

Shelter options for Murfreesboro homes

Above-ground safe rooms

A steel or reinforced concrete room bolted to a concrete slab, usually in the garage, or built into a new home as a closet or pantry. You walk straight in, which matters when you're carrying kids or helping an older relative in the middle of the night. Because they don't need deep digging, they're often the most practical choice on our rocky ground. Learn about above-ground safe rooms.

Garage floor shelters

A steel shelter set into a pit cut into the garage slab, with a sliding lid that sits flush with the floor. Close to the house and out of sight, as long as the installer can dig deep enough. Learn about garage floor shelters.

In-ground yard shelters

A buried steel or concrete shelter in the yard. They work well where soil is deep enough, but in parts of Rutherford County rock is close to the surface. Learn about in-ground shelters.

Building on Rutherford County limestone

Much of Rutherford County sits in Middle Tennessee's Central Basin, where limestone bedrock is often shallow and sinkholes are common. That shapes your shelter decision:

  • Digging can hit rock. Garage floor and in-ground installs may require rock breaking or may not be practical at all on some lots. A site check before you commit avoids surprises.
  • Water moves through karst. Below-ground shelters need careful placement, waterproofing and drainage. Avoid low spots and known sinkhole areas.
  • Above-ground needs good concrete. Safe rooms must be anchored to a slab that can resist a tornado's uplift and sliding forces. FEMA publishes anchoring criteria, and not every garage slab meets them. Sometimes a new reinforced pad is needed.
  • Call 811 first. Any cutting or digging should start with a Tennessee 811 utility locate.

What does a storm shelter cost?

As rough estimates of typical installed prices, garage floor shelters often run about $3,500 to $8,000 (more if rock is hit), and above-ground safe rooms about $6,000 to $15,000 or more, depending on size, door and slab work. These are estimates, not quotes. See the full Murfreesboro storm shelter cost guide.

Choosing an installer

Through this site, your request goes to an independent local installer who serves your part of Rutherford County. Before you sign anything, ask:

  • Is the exact model, including the door, tested to ICC 500 and FEMA P-361 for tornadoes? Can I see the documentation?
  • Is the manufacturer NSSA-verified?
  • Will you check for rock and confirm my slab can meet anchoring requirements?
  • Who handles the permit and the 811 locate?
  • What warranty covers the shelter and the installation?

Read how our referral service works.

Be ready when the warning comes

Because storms here so often arrive after dark, a plan matters as much as the shelter itself:

  • Have at least one alert that will wake you up, such as a NOAA weather radio with battery backup or emergency alerts turned on and set loud on your phone. The National Weather Service office in Nashville issues warnings for Rutherford County.
  • Keep shoes, a flashlight, water, a whistle, a first-aid kit and medications in or next to the shelter.
  • Run a practice trip with the whole household, at night if you can, so everyone knows the route in the dark.
  • Keep the safe room clear of clutter so it opens fully and everyone fits.
  • Register the shelter with local emergency management if a registry is available.

Sources: National Weather Service Nashville survey of the April 10, 2009 Murfreesboro tornado; FEMA P-361; FEMA P-320; ICC 500; FEMA safe room foundation and anchoring criteria. Cost figures are our estimates.

Questions

What Murfreesboro families ask us

Do I really need a storm shelter in Murfreesboro?

That is a personal decision, but Rutherford County has been hit before. On April 10, 2009, an EF4 tornado touched down near Eagleville and tracked more than 23 miles into Murfreesboro, killing two people and injuring 58, according to the National Weather Service. Most Middle Tennessee homes have no basement, so a tested shelter is often the only truly safe place in the house.

Can I put an in-ground shelter in my yard here?

Sometimes. Much of Rutherford County sits on shallow limestone bedrock, and the area is known for sinkholes and karst. Some yards have rock just below the surface, which makes digging slow and costly or impractical. That is why above-ground safe rooms and shallow garage floor shelters are common choices locally. An installer can assess your site.

How much does a storm shelter cost in Murfreesboro?

Our estimates of typical installed prices: about $3,500 to $8,000 for a garage floor shelter (more if rock is hit), and about $6,000 to $15,000 or more for an above-ground safe room. See the cost guide. A written quote is what counts.

What if a tornado comes at night?

Middle Tennessee often sees tornadoes at night and outside the spring peak, including in late fall and winter. That is a strong argument for a shelter you can reach in seconds from the bedrooms, such as an indoor or garage safe room, plus a weather radio or phone alerts that will wake you up.

See all 12 questions

Middle Tennessee storms don’t wait for daylight.

Get a tested shelter close to where your family sleeps. Tell us about your home and a local installer will follow up.

Free quote